Holidays on EMI

After TV, fridge, AC, now you can get your holidays for EMI, and this offer is given by club mahindra. I have received an email with title "The happiest Holidays at an EMI of Rs. 348". I was kinda interested in the mail. After opening, it was bit different, they missed just 1 from the amount, and that 1 made the amount rs 3481.

But this is also good, but I want to make sure one thing, this is neither a paid post nor a true review of club mahindra. I got a mail from them, found it ineresting, hence sharing, I would like to listen from you, 

if you have real experience with club mahindra. Because even I am interested about the service they are offering for around rs 4000.