Earn Money with Email - Donkeymails

Small introduction
So do you want to earn from your email? Yes it is possible to earn money for reading emails. You need to sign up for paid emails, they will send you emails with sponsored links, and you will get paid to visit those sites, one of such sites is donkeymail. This is the first site I joined to earn money on net. And trust me; it is still paying, for last 6 years it is paying.
What they offer to you
It offers you money to read emails and also ptc offers are there, that is paid to click
Minimum payout
They pay through PayPal , e gold and alert pay
They pay $1 through PayPal
Good things
They are genuine, pays you
Bad things
It is a slow process to earn money from there.

Yahoo Pingbox: it is working

I have yahoo pingbox installed in this blog, actually I thought this will help to spread my business, people will come to my blog and can chat with me. And I am happy that few people talked with me, using it, and some of them praised of the blog, but they said that it would be better if I get a professional theme for the blog. Well , no plan to go for that, just want to renew my domain first, it has a pr 2. So do not want to loose that.So, you can use yahoo pingbox too, in your blog, so that when you are online people or visitors of your blog can chat with you and I guess that is great. So...start using..

Update - this week

I am back after long time,I was so busy with my article orders, and thankfully I am done with 80% of the orders, thanks to buyer and the people who helped me to fulfil so many orders.

And in blogging, I have one small update to share with you, this is regarding createonlinebuzz.com , the 2 posts got approved by the advertisers, but still I cannot see anything as due in the account, so I am thinking of contacting Silky Malhotra, as she is the person, who mails to...or the only contact person I know. They are supposed to send a check, I am still not sure, if I am going to get the check from them, if I get I will share, or if I dont get then also I will share with you.

Createonlinebuzz.com -is it genuine? A review

Small introduction
Createonlinebuzz.com is a paid to review site, that means it is just like payperpost but only thing is that it does not require any disclaimer in the post. Looks like an Indian site, as when I got 2 campaign offers, a person mailed me personally she was an Indian, and also the price for each review is mentioned in Indian rupee.
What they offer to you
My blog Tech Review is accepted by them, and I got two paid opportunities from them. I got 7 days to complete the tasks. Those reviews were supposed to be of 300 or more words. The price I am supposed to get is 250 rs each.
Minimum payout
There is nothing like minimum payout for this site. I found in FAQ section, they are saying that, they will send you a cheque to your residential address that you had provided during registration of the due amount on first week of every month.
Good things
You can communicate with their representative regarding your post or anything through email; she is fast with her reply.
Bad things
Still I am not sure if this is a genuine site, I am providing the screenshot, why I am saying this, you will understand too. The reviews I submitted still pending for approval, may be they are not so professional or some problem with their system, because I have the confirmation email from their representative, she reviewed my posts and said that those are ok, as per client requirement.

How to earn with Audio Advertisements ?

This mode of advertisement is also known as “Pay Per Play” or PPP and introduced by Net Audio Ads. The mode is very simple , just play a short advertisement, say for five seconds, as and when a visitor enters to your site. The visitor should not be able to stop it; so you get the cen per cent conversion rate for the unique visitors.
This system is still in experimental stage. It is reported one can earn from $4 to $6 CPM. However, this is very intrusive system of advertising though the pay rate is high. One should think twice before using it.

How to make money with Pop-Ups and Pop-under Advertisements

All the internet users are use to pop ups and sometime they are very annoying. However if one is interested to make maximum out of his site, he can try this method of earning money as well. But there is flip side, if you are interested to loyal visitors to your site better avoid using this method, cause there are hundreds of pop-blockers available there and their existence is justified for many reasons.
Here is a list of networks that use pop-ups:
PayPopup
PopupAd
Tribal Fusion
Adversal

iFunia WMV Coverter for Mac

iFunia WMV Converter for Mac is most sophisticated but simple WMV Video converter for Mac OS users. This tool supports a broad range of video formats like MP4, M4V, FLV, AVI, MPEG, MOV, MKV, MPG, WMV , RM, ASF, RMVB, DAT, VOB, HD Video(MTS,M2TS, TS), AVCHD et el. The excellent iFunia WMV
Converter supports both ways , it converts WMV to other video and audio formats besides usual converting video to WMV. It helps video editing and batch conversion as well.
Buy iFunia WMV Converter for Mac and get all these:
-Get free upgrade.
-Get free lifetime and immediate technical support.
-Get your registration key immediately.
-Get complete version and removal of limitation of time conversion.
You will get the license key immediately with every buy.
Delivery:
Receive your order confirmation immediately electronically.
You can download the product immediately placing the buy order.

Delay in delivery Indiatimes.com

I paid Indiatimes.com on 28th June for USB Vacuum Cleaner + USB Light + Headphone; I was expecting the goods to reach me by next 7 days. But unfortunately enough I got them just 2 days back. I dint have time to make a post about that, so I am making a post today. Well, the first post I ever made about indiatimes.com shopping was a positive feedback, and this and the last post tells you about some negative experiences.

When I made a positive statement on my blog about the site, some person from the site contacted me, and asked for the permission to use the post as a testimonial, I am sure someday they will get these posts too, and this time they will not take these posts as testimonial, anyways I just need a good service from them nothing else.

Update on blogitive.com

I have already made a review or short post about blogitive.com, now I am making this post to give a small update on the site. if you visit the site, on the homepage you will see that they are saying that they pay every week, but I am a member of the site, for last one year, few days back I got an update from them that they will make the payment, after 30 days or one month after they approves your post.

Now a days they are not even reviewing blogs, if you submit, it will be in queue, I am not sure with this, as I have submitted few other blogs too, they are still not approved.

You will never get plenty of review oppurtunities there, but the pay rate is good, $5 for a 100 words post.

How to make money with In-Text Advertising?

In-text advertising is that what its name suggests. There are networks like Vibrant Media or Kontera; they place links which are sponsored and double lined to differentiate from other links in your text. When viewers roll their mouse over these links, the advertisements pop. If they click you earn money. There blog owners earning good amount of money with these ads but they must have good traffic to their site. However, due to its intrusiveness some people do not like this method of advertisement and surprisingly most of the renowned sites avoid these In-text advertisements.

Web access and entertainment

Internet, music are part of our life. I guess I am not wrong this time, as I really mean it for myself at least. Whenever I travel I carry my iPod, and laptop. These two gadgets are my favourites, as they allow me to live with music and internet. So f you are a music freak like me and internet savvy then you also need these two gadgets.
Now you must be thinking that this guy is crazy that is why he is telling us to buy laptop or iPod in this recession time, when we are living with a fear of losing job. Yes, I understand things are not the same, situation has changed, and tough time lies ahead. Still I would suggest to enjoy life, to live life happily, do whatever you can afford. And yes, that is why I am making this post, to tell you about a place where these gadgets are available at an affordable price.
I got a site http://www.savebuckets.co.uk/ where I found many gadgets at great deal, they are quite cheap. I am planning to buy a net book, so was searching the internet, then only I came across this site, and found many deal on ipod touch, laptop, netbook, so I decided to share this information with you.
Today’s world demands your presence online that is also the maximum amount of time you can spare. But that does not mean that we need to sit in front of our computers 24*7, we can get involved in our daily activity like past we used to do, still we can stay online. How? Very simple, we can stay online by using ultra modern gadgets. All those notebooks and net books help us to connect from anywhere and everywhere. They help you to make life simple. When you travel no need to carry your hi fi system on your shoulders, carry your iPod, so get them now.

How to earn money with Highlighted Posts from Sponsors

I am not hundred per cent sure, probably Techmeme pioneered this very idea. However it has spread the web world like wild fire and earned quite popularity. It is like this; editorial posts occupy the left column of the page and the side bar has a section with title “Techmeme Sposnsor Posts”.
On this part the advertisements from the sponsors site or blog get highlighted and redirect traffic to their sites. The method has a huge potential of earning.

How to make money by Renting or selling internal page of your site or blog

This method can be availed by the blogs with higher page rank. The sites or blogs with lower page rank may find difficulty in finding customer to rent,buy their internal page. Million Dollar Wiki initiated this idea and you can check with Pagerandk10.co.uk. Mind it to implement this program you need to have high page rank and huge traffic to your blog.

Indiatmes Shopping -- it is the time to move on

Indiatimes.com is one my favourite online shopping destination. Well above all reasons, their collection is the prime factor which makes me visit the site frequently. But one incident or quality of product changed my opinion about them. Now I can understand that, they enlist all the sellers on their site, and I guess, they don’t even bother about the quality of products the sellers are selling.
Like, when I bought a battery for my nokia 2310, what they delivered was a crap. It was used and not usable at all. I bought it for rs 250. I agree it was far too cheaper than original Nokia battery. But they should not sell the Nokia battery then, when they say you can have it for rs 250, they should mean it, they should not mean a second hand battery which is not usable at all. I dint communicated with them regarding this as there was no guarantee or warrantee. They can sell the local made battery too for the same price rather than cheating customers.

Google -- now in our dress

Have you checked out Google Saree? for those who do not have any idea about saree, Saree is a Indian dress, specially in north India. I was really surprised to see the Google Saree, one of my friends forwarded this image to me, and i want to share this with you guys.

And some additional information about th Saree, it is designed by Satya Paul, who is known face in Indian fashion industry,I guess he was trying to promote his web site or online store, as you can see the web store address, in the address bar, but I would like to see an Indian woman wearing this Saree.

How to make money with Paid Surveys and Polls?

You can run small polls or surveys in your site or blog and earn money from them who offer you the assignments. One of the popular site is Vizu Answers.
You need to sign up with them and take the task as suits your site or blog. Usually these sevices are oprated under CPM method.

How to make money with a Marketplace

This is as the name suggests, you offer through your site or blog to sell, buy or exchange products or services. There is one drawback still plaguing this method. There is no standard software available yet. Sitepoint is one of the best online marketplace and there are others trying to replicate it. You can see two more examples llike EasyWordpress and Mashable..

Why you need to submit your site in Web directories?

Do you know that the revenue potential of your blog or site is directly proportional to the traffic it gets? And one of the major traffic contributions can come from web directories. Generally in a web directory consists of many categories, and you can enlist your site or blog into the most suitable one. And believe me this can give your business a huge drive.
Web directories are a great source of good sites, actually for most of the web directory the review process is done by a human being who ensures that, the site which is being listed is not spam, and really worth of being listed a particular category and can be fruitful for the readers. So people searches in the web directories for a better result. So when your site or blog provides information about business get it listed in business web directory so that people coming to know about business gets information about your site too.
Most of the web directories offer you same thing, you will get many categories, but you need to select the category wisely so that you get the maximum benefit. But you need to check free web directory too, before going by the word free try to verify that if it is helpful at all or not, I do not see any harm even if you enlist in such a free web directory where no one ever visits other than you will waste some minutes.

Few things you need to remember before you submit your site or blog into a web directory that try to put your site in such a directory where people visit more often, that means I am talking about directories with most traffic, web directory with good page rank and Alexa rank and lastly it will be best if it is a SEO friendly web directory, then that can be a great source of traffic to your site. Few of them are Yahoo! Directory , Open Directory Project & Business.com. These web directories generally do not link deep down all pages of your site, they just links back to your home page. So try to put your site into a good web directory now, and you will find your business in new heights soon.

The Internet and the Financial Crisis - review

The deep recession has taken its toll all over the world. With the ever growing slump in demands, one after another industries are putting their shutters down or lying off their employees to trim their workforce. The financial crises are evident all over. The household economy is hit hard, where the family budget was taken care of by both parents. When one parent lose job the family finance get strained and where both the parents lose jobs, the catastrophe in family budget follows.
In this hard time, what our society never witnessed at least with the current generation, is here to stay, as experts predicts. The economic hardship has obviously changed our lifestyle too. People earlier when ever faced such time, used to seek relief albeit for short time by going movies, watching films that took them to the world of fantasy. Hollywood catered to their need, producing the best blockbusters of the time in those days. They still do; people still go but now there is internet that is their first favorite. Because movies don’t let them interact; but internet does. This is the key attraction for most of the people preferring internet during the current hard times over movies.
Internet serves many purposes; for the job less, hunting jobs are easy. They can hunt jobs, apply where ever possible or register with the job sites for any future vacancy. Internet also offers great scope for home based jobs or business. Running business in internet relieves from maintaining show room or warehouse; you don’t need to employ staff even. You can do all alone and earn handsome amount sitting right at your home during the financial hard time. Is not internet a great asset to open the gateway of opportunity?

And let me tell you, I found The Internet and the Financial Crisis in the www.web-articles.info, liked this article so sharing with you, I would like your comments, if you like it or dislike it, please let me know.

How to Sell a Website?

1.
Selling the website is another mode of making quick money. But selling your website sounds your last resort and there is ready market for it. There are forums like DigtalPoints and Sitepoint where you can always buy and sell web sites. You can sell your own websites or buy another for cheap, revamp it then sell for profits. The price of websites is dependable on several parameters considering its potential to earn money.
You can look into the related links:
How To sell A Website –How Much Is Your Website Worth?
How To Buy A Website And Flip It For Profit
Where to sell a website? How to go about selling it?

How to make money with Job Boards?

Putting job board on your site or blog is another way of earning few more extra bucks from your site. There are examples like Guy Kawasaki, ReadWriteWeb or Problogger you can look into.
Obviously for making through job boards , you need to have a decent blog or site with good traffic. The best thing about this mode it, it is passive; once you have created the structure, the job boards come usually. You can charge an amount ranging between $10 to $100.
Here I give you some popular job listing site;
• JobThread
• Web Scribe Job Board
• SimplyHired Job-o-matic
• Jobbex

TLA accepts Digital Words

I am planning to monetize this blog, but not with paid posts, so I went to TLA, applied with URL http://www.digitalwords.info/, and trust me with in 5 minutes I got an email from them, this blog accepted in their publisher program, hope I will get some ads shortly there to earn some money too. Any ways if you have any suggestion that how to monetize without paid posts then please share with me.

How to earn with Private Forums?

There are several free forums in internet of all categories. But there are private forums too, where members pay onetime fee or recurring fee to get access. Here are few examples:
SEO Blackhat is one such forum site that charges $100 monthly from their members and they have thousands of them. You need to offer real stuffs to your members like secret tools, techniques to attract memberships.
Performancing is another private forum that charges $10 monthly from its members and there are many more like these two.
Here I give you a list of forum software;
vBulletin
Simple Machines Forum
phbBB
Vanilla

Kambakht Ishq - the review

Yesterday I watched the move Kambakht Ishq, first day first show. Well in my review of Kambakht Ishq, I would say that it is same old wine in a new pack. Akshay kumar is guy from Punjab, and he a stuntman in Hollywood. The movie starts with the song welcome to Hollywood. Akki and kareena both are against marriage. Akki is having an idea about marriage which is not so simple, it makes life complicated, and he loves his freedom and wants to enjoy life. Kareena had seen her father and had a misconception about him, so she thinks every guy in world just after woman for se8 and they don’t have any other interest. The fight starts when Akki meets Bebo in the wedding of Aftab and Amrita Arora. This fight continues almost till the end. And like most of the bollywood movies the movie ends with Akkis and Bebos marriage. This is kind of movie which you can watch enjoy and forget. Don’t try to think about it again. Sylvester Stallion was there for 2 – 3 minutes. He presented an award to akki in the stage, best stuntman of the year award and in one scene he will rescue kareena from some mobs, it was a good fighting scene and liked it very much, especially when stallion pushed a car to smash some mobs. The whole movie based on a watch, which was a present to Bebo by her Dolly mousi ( Kiran kher), and when Bebo was doing a surgery of Akki who was injured while a shooting, Bebo left the watch inside Akki’s body.
And the same story again Kareena played a game with Akki, Akki falls into love and then Kareen realises her fault and tells Akki about her feelings. Movie ends with their marriage.
Few good things,
1. Movie has some real action scenes
2. Akki was good at playboys role
3. Comedy was good, Javed Jaffrey was funny too
But same old story, I dint like the movie much, I watched Kambakht Ishq in a multiplex spending 170 rs, and not satisfied at all, so I will rate this as 2 out of 5.

How to sell Premium Content?

1.
For the web sites and blogs there is another technique for earning money. Some of them offer free access to some of their contents but charge for their accessing their premium contents.
SEOMoz is one of such site that offers you good example. This is very popular blog and gives information and advices on SEO related matters. In case the visitors like them and they can become a member against fee. They are now called premium members and have access to exclusive materials, tools etc.

FAQ ‘S about investing

CHAPTER 20
FAQ ‘S
 If I buy, when should I sell?
Stock market is a creature in and of itself. When will the bull market is going to change to bear market is anyone’s guess. Hence, we should hold the shares which are stable and are moving up. When you see the company’s shares you have taken are dropping, dipping continuously, then I guess it is time to abandon the ship from those share, meaning it would be wise to sell those shares which are falling in price.

 How many shares should I hold?
If they are fewer the better it is good to be diversified, but you should hold that many share that you can manage, and handle on your own. What is the point of holding 1000 shares and If you cannot know them all… instead it’s better to have 25- 30 which are manageable.

 How can I buy and sell my shares tax efficiently?
You will be able to do this inside a self select Isa
Most of the brokers provide you with this facility where they give you an empty Isa wrapper. You have to fill it pound 7000 worth of shares and then trade tax free. All capital gains you make will be tax free.

 What are Penny stocks?
There is no set accepted definition for the Penny Stock. Some define it as stock priced under 1$ and some say 5$. They are actually type of stock that generally trades at very low value and market capitalization. They are highly speculative and have high risk due to lack of liquidity. They are generally traded over the counter (OTC) and on pink sheets.

 What is buying on margin?
A risky technique where in you are buying stocks with borrowed money from the broker. You can term it as a loan from the broker to buy the stocks. In this it allows the investor to be paid the fractional amount and the rest in borrowed from the broker. The broker sets a margin account with you and also charges you with brokerage on the loan and you have to pay interest as well. They can also hold the shares as collateral against the loan you have taken and can take the stocks, if you become a defaulter.

FUNDAMENTAL ANALYSIS and TECHNICAL ANALYSIS

CHAPTER 19
FUNDAMENTAL ANALYSIS
It is always been a difficult and a confusing decision as to which stocks to buy. The financial analysts heavily depend to the Fundamental analysis at that time.
Fundamental analysis is looking at the basic or the fundamental financial level. It helps as key to determine the company’s health and gives the idea of the value of its stock. Fundamental analysis is the cornerstone of investing. Its core objective is to do the financial forecast of the company
 To conduct companies stock evaluation
 To make projections about its business performance
 To evaluate its management
 To calculate its credit risks.


TECHNICAL ANALYSIS

Technical analysis forecasts the future directions of the prices, through past data and market trend. It ‘ignores’ the actual financial condition of the company, market currency, it just solely goes by the “charts “that is the price and volume information only. It is just not limited to charting but it also considers price trends.
Technical analysts believe that the investors collectively repeat the behaviors of the investors who preceded them. While it will take long time for the technical analyst to be picked as the one to manage your trade, but certain financial institutions and banks are using them as tools.

DIFFERENCE BETWEEN STOCKS AND BONDS

DIFFERENCE BETWEEN STOCKS AND BONDS

Sometimes it’s difficult for the new investor to differentiate the difference between the two. If I must say so, there are people who have been investing for a long time, but still they have not been able to articulate the difference. People think that stocks are more riskier then bonds and basically it is true also,
STOCK means ownership of certificates in multiple companies. The price to the stocks will actually depend upon the performance of the company. If company is doing well you will share the appreciation, but if the company has gone in loss, then u will equally be sharing the loss.
BONDS are “credit “given by the investor to the company. It’s a kind of loan provided to the company to carry on their activities. The percentage the investor gets is fixed.
The shareholder would stick to the shares even in bad times and would expect that the company would do better in future, but the bondholder is just concerned with his initial amount and the interest from the company.
It is possible that investor has invested in a small and a risky company and if the company shuts down then the bond holder has to lose his initial investment as well, but this happens in a rear case.

So what would be a wise investment BONDS OR STOCKS?
Well. It depends on the person personal decisions and what is his risk tolerance. Though the ideal long term portfolio could be a blend of little bit of both.

What are the DIFFERENCE BETWEEN STOCKS AND SHARES???

CHAPTER 18
DIFFERENCE BETWEEN STOCKS AND SHARES

For the first time investors it is difficult to decide where to invest his money .which option to select and when all the information seems to be confusing. In that the most common question asked is what the difference between STOCKS and SHARES is.
In today’s financial market, the distinction between the both is somewhat blurred, however
STOCKS mean ownership of certificates in multiple companies. You may not be only the stockholder but also the shareholder for each particular company as well.
SHARES mean ownership of certificates in a certain company. It makes the person the shareholder of that company.
The common misconception about stocks and shares is that they are different things. In reality they are the same thing but are referred to differently when talking about more than one company.

TIPS OF STOCK MARKET INVESTING

CHAPTER 17
TIPS OF STOCK MARKET INVESTING.

What should you do to be successful in the stock market, may be the following tips would help you

HAVE A PLAN
If you want your money to grow, wealth to multiply then the first thing you need is a full proof and solid strategy plan. If your plan is not good then you would just end up fixing your errors.
INVEST REGULARLY
Investment in shares is not a onetime game. You should keep on investing if you want to yield good profits.
LOW COSTS
Frequent trading would definitely add up to costs. Certain fees are always there which you need to pay, but do not indulge yourself into counterproductive things, which ultimately would make you use up your profits too. Best is to stick to the basic low cost transactions.
DO NOT BUY TOO MUCH AT ONCE
Try to buy at a certain amount and a certain period of time, which will give you advantaged of best prices. Hence if you want to invest to do not invest at a time, do it over a time frame of days, weeks or months.
DIVERSIFY
It’s the most important and vital thing to diversify as it would help to minimize the risk. All the types of investment, goes thought the cycle of setbacks ups and downs... hence you should diversify to earn profits in long term.
DO YOUR REASERCH
Before you decide to invest choose the right industry and in that choose the correct company. It would take a little bit of time but, do your homework properly before investing because it’s ultimately your hard earned money you want to invest for betterment.
NO EMOTIONS
The most basic thing of investment is, you have to keep emotions aside what it needs is cool, calm and balanced mind.
KNOW YOURSELF
You should now yourself about the market as well as which stock is good, if you are not able to do that than its always advised to have a professional do it for you .yes, we definitely talked that we should keep our costs low, but in this respect it’s always good to have someone manage your trade if you are ignorant about it,

GOLDEN RULES OF BUYING SHARES

CHAPTER 16
GOLDEN RULES OF BUYING SHARES
9 golden rules of buying shares

1. STICK TO THE RULES- Always remember that the stock prices would go up and down, what is needed is to stick to your strategy which you have planned. Swaying away from the rules would only bring losses.
2. DIVERSIFY – Do not invest all your eggs in one basket; invest in various sectors not just the one which is mining.
3. BUY SHARES THAT SUIT YOUR TRADING CYCLES – if you are buying shares for a long term it definitely wont suit you if you are short term trader and it goes other way also... short term shares wont suit the long term trader as well.
4. KNOW YOUR RISK TOLERNACE – A speculative share has a different risk profile as to out of favor “ blue chip “.Allocate your capital according to your own risk tolerance and the risk profile of the trade.
5. DON’T RUSH IN – The market will be still there waiting for you when you are ready to trade. Learn about the market before you start trading particularly the new investors. The best way to start is with the PAPER TRADE, so as to learn the basics first.
6. DO NOT GET GREEDY – Don’t think that you will be a millionaire in a day, be practical and not over realistic. Don’t think it’s very easy, as it’s very easy to lose money also in the trade market.
7. ONKY INVEST WHAT YOU CAN AFFORD TO LOSE – if the shares are the cause of your worries then definitely either you have invested in the wrong ones, or you have far too many to handle, so SELL them , nothing in the world d is more important than your peace of mind.
8. NEVER EVER CHASE SHARES – exercise patience, never run behind the shares and purchase beyond your limits, because the time will definitely come when you will be able to buy them within your limits.
9. KEEP ACCURATE UP TO DATE RECORDS- The most important of all, for penalties for not declaring your profits and not paying the capital gains are too much high. So stick to the rules.

HOW TO PICK A BROKER ???

CHAPTER 15
HOW TO PICK A BROKER
Now, the question arises is HOW DO I PICK BROKER?
You should first decide whether you want a telephoning broker or he should be an online broker as well. Then next you should find the following factors.
 Quality of information
 How fast is the execution of trade
 The markets available
 Costs attached with them
 Check how much equities they would pay
 Would they provide with CFD’S
 How much fees would he charge on the unused cash in your trading account
 How much discounts. Penalties will be there on frequent /infrequent trading.
WHAT ARE THE QUESTIONS YOU WILL ASK DISCOUNT BROKERS
 How much do they charge for buying and selling shares?
 Do they have any subscription fees
 How do they buy and sell shares
 Do they deal with telephone and internet both?
 Do they offer trade discounts
 Do they offer and added services like alerts, dynamic market data etc.

HOW TO BUY SHARES?

CHAPTER 14

HOW TO BUY SHARES?

We have already discussed this before, but just to refresh it further, in ancient days dealing in trade market was only the privilege of the rich people, but now it is not so a common man is also a part of the trade market.
You can buy shares through any of the following ways
Stock broking through bank, custom stock brokers over the telephone or on line trading through internet.
If you have no idea how to go about investing and really need a lots of help then in that circumstances , you can go for ADVISORY SERVICE , where in the stock broker looks in to you individual account and advices you on buying and selling
But , if you wish to hand over the entire thing to someone else, then in that case you can go for DISCRETIONARY SERVICE, in this there is certain strategy between you and the broker which is agreed upon and the stock broker takes all the decisions of buying and selling on your behalf with your money. This type of service risk factor is more.

You can categorize the brokers in two major types,

Discount brokers - these brokers will collect a certain amount of annual fee form you and will only carry out what has been told to them, over the phone, in person or on the internet. They would give ZERO advice to you.
Full Service brokers- these brokers give you recommendations and advices on which stocks are good to buy, which will yield profits and which stocks are overvalued. They provided these services with a little higher fees and sometimes even commissions

HOW TO READ STOCK QUOTES???

CHAPTER 13
HOW TO READ QUOTES


HOW TO READ SHARE QUOTES IN NEWSPAPERS / INTERNET
Most of the people track their stock trades in the business sections of the newspaper or on the internet. The information provided on the stock table is the most current data available.
The stock table looks something like below






STEP1
Column 1 and 2 are the 52 WEEK High and Low – This is the highest and the lowest price paid for the single stock over the last 52 weeks i.e. one year.
STEP 2
Column 3 is the Companies name and the Type of stock – This column lists the name of the company. If there are no special letters or numbers following the name it is considered to be a common stock, but For example “pf” is return then it means the preferred stock, different symbols imply different types of stocks.
Step 3
Column 4 is the Ticker Symbol (SYM) – This is the unique alphabetic name which identifies the stock issued by the firm. If you are looking for the stocks quotes online you should search for the company by the Ticker Symbol.
STEP 4
Column 5 is the Dividend per Share – This indicated the annual dividend paid for each share, but if the space is blank then the company is not paying any dividends.
STEP5
Column 6 is the Dividend Yield –This is the percentage return on the dividend. Some companies do not pay dividends regularly; the Board of Directors decides how much to pay on quarterly basis calculated on annual dividend of the share divided by the price per share.
STEP 6
Column 7 is the Price/ Earnings Ratio –Mostly commonly known as P/E; this is calculated the current stocks prices by earnings per share from the last 4 quarters. The higher the P/E, the more investors are paying for the company’s potential.
STEP 7
Column 8 is the Trading Volume –The figures shows the total number of shares traded for the day, listed in hundreds. To get the actual number traded add”00” to the end of the numbers listed or multiply the number in the column by 100
STEP 8
Column 9 and 10 are the Days High and Low – This indicates the maximum and the minimum people have paid for the stock in a day
STEP 9
Column 11 is the Close – The close is the last trading price recorded at the end of the day, i.e. at market close.
STEP 10
Column is 12 is the Net Change – This is the dollar value change in the stock price then the last day’s closing price. If the + (positive) sign indicates rise and a - (negative) sign indicates a drop in the price.

CHAPTER 13
HOW TO READ QUOTES


HOW TO READ SHARE QUOTES IN NEWSPAPERS / INTERNET
Most of the people track their stock trades in the business sections of the newspaper or on the internet. The information provided on the stock table is the most current data available.
The stock table looks something like below






STEP1
Column 1 and 2 are the 52 WEEK High and Low – This is the highest and the lowest price paid for the single stock over the last 52 weeks i.e. one year.
STEP 2
Column 3 is the Companies name and the Type of stock – This column lists the name of the company. If there are no special letters or numbers following the name it is considered to be a common stock, but For example “pf” is return then it means the preferred stock, different symbols imply different types of stocks.
Step 3
Column 4 is the Ticker Symbol (SYM) – This is the unique alphabetic name which identifies the stock issued by the firm. If you are looking for the stocks quotes online you should search for the company by the Ticker Symbol.
STEP 4
Column 5 is the Dividend per Share – This indicated the annual dividend paid for each share, but if the space is blank then the company is not paying any dividends.
STEP5
Column 6 is the Dividend Yield –This is the percentage return on the dividend. Some companies do not pay dividends regularly; the Board of Directors decides how much to pay on quarterly basis calculated on annual dividend of the share divided by the price per share.
STEP 6
Column 7 is the Price/ Earnings Ratio –Mostly commonly known as P/E; this is calculated the current stocks prices by earnings per share from the last 4 quarters. The higher the P/E, the more investors are paying for the company’s potential.
STEP 7
Column 8 is the Trading Volume –The figures shows the total number of shares traded for the day, listed in hundreds. To get the actual number traded add”00” to the end of the numbers listed or multiply the number in the column by 100
STEP 8
Column 9 and 10 are the Days High and Low – This indicates the maximum and the minimum people have paid for the stock in a day
STEP 9
Column 11 is the Close – The close is the last trading price recorded at the end of the day, i.e. at market close.
STEP 10
Column is 12 is the Net Change – This is the dollar value change in the stock price then the last day’s closing price. If the + (positive) sign indicates rise and a - (negative) sign indicates a drop in the price.

How to RESEARCH STOCKS?

CHAPTER 12
RESEARCH STOCKS


STEP2
RESEARCH STOCKS
It is very important that you do proper research on the stock because the stock markets behave in weird ways and you should have proper knowledge to it. Never buy the stocks at random, as the market is not random and it works on lots of principles and attributes. If you want to succeed in the stock market you have to do proper research. Either you do the research on your own or you can hire someone to do it for you.
5 VITAL ISSUES
• Fundamentals about the company. How is the company doing, is it a profit making company and a sound company.
• What is the price history of the stocks of that company, i.e. how much are the investors paying for the stocks.
• Price target is also a vital factor; you have to see how much the investors would pay for the stocks in future.
• What catalysts would change the investor’s perception of the stock?
• The most important of all compare the stocks with others in the same industry.
So, to sum up we can say that it’s important that as an investor you should have understanding of wider markets trends, knowledge of individual sectors. Also you should be able to analyze the financial records. You should not be able to have access to rumors and upcoming deals. Last but the most important is No emotional bias, generally this last point is overlooked.

Research before buying the shares; this can be done in many ways,
• Go through the TV SHOWS and the newspapers, they have all the details of the shares which are doing well.
• Try to get the hold of the company’s annual reports whose shares you are planning to buy.
• Take valuable tips from friends and family members who have the knowledge of the subject,
• Never take any decision in HASTE and do not ignore any ADVICE.
• Full service brokers also help to do the research, they hire the stock analysts and they in turn find out which would be the ideal stocks purchase for the client. They charge a specific fee for their services.
• Interviews of the owners, CEO’S, directors etc also are helpful as they normally give the correct synopsis of their company.
• In today’s world the internet technology has made the things easier for the investors to the research on their fingertips, they can research on trading charts and platforms. Some of these charts are available for free and some have costs attached to it.
It is of very important that you get all relevant and correct information on time so as to grow in the market and make maximum profits. You should be aware of that in the stock trading wrong and unreliable information is very dangerous.

How to open A SHARE DEALING ACCOUNT ???

CHAPTER 11
THE MECHANICS – PLACING THE ORDER
STEP 1
OPENING A SHARE DEALING ACCOUNT
Once you have decided that you want to deal in shares, you have to open a standard share dealing account, which usually is free. The basic share dealing account offers certain services for free , that means “ No ADVICE “ they would simply buy or sell as per instructions given. They allow you to trade over the phone or thru internet
If you have opened an account with your broker then you have to send them money stating which and how many shares you want to buy. They would charge you certain brokerage fees for their services. Also few of them charge trading fee, if there is no activity for a certain period of time as inactivity fee.
If you are trading through a web site, then it would ask for a username in which you want to open an account and then a password, that’s it and you are on. Once you put the username and the password , it would ask you which companies shares you want to buy, how much you want to buy it would then give you a share quote , if acceptable to you .they get their research on the trading charts and
You can always think and come back again. If the quote is acceptable to you u confirms it and in return you will get an email confirmation by the broker and the deal is done.
Yes, it sounds a little tensed but you will get use to it over a period of time.

PICKING STOCKS AND PLANNING TRADES

CHAPTER 10
INVESTING
PICKING STOCKS AND PLANNING TRADES

Stock picking in many ways is as good as choosing a spouse for you. There are lots of options available to you if you have money. Once you have decided that you want to invest in shares, the biggest question which comes to the mind is how to I buy stocks? How do I plan my trades?
It is up to you to decide in which category of investors you want to be and which strategy you would follow

GROWTH INVESTING STRATEGY
IF you are kind of optimistic investor, then this strategy is good for you. Here the investor foresees the growth of the company’s earnings and invests in it. This type of strategy is considered to the best for beginners in the stock market.

VALUE INVESTING STRATEGY
Benjamin Graham and David Dodd both professors at Columbia Business School, and professors too many big investors, are known as FATHER of this strategy.
In this strategy, the investors tend to buy stocks whose price has recently fallen and are available at cheap prices. But you have to be careful, value investing does not mean “JUNK “.Investors has to do their homework on the companies, and distinguish between the value company and the companies with declining prices. The company should have its fundamentals healthy to prove its worth.

DIVIDEND INVESTING STRATEGY
In this strategy the investors, buys stocks which pay dividends regularly to them on quarterly or yearly basis... The choice of companies in this strategy should be sound and healthy. This strategy may not be the sexist strategy, but in the long run, this time tested investment strategy would definitely yield returns.


CREATING A STOCK TRADING PLAN

If you want to build your wealth, keep your wealth and grow your wealth you should have a solid Stock Trading Plan .A stock trading plan is a fixed set of rules and actions which formulate your trading strategy. Every trade you do should be governed by your trading plan.
Your trade plan is your road map to tell yourself and affirm yourself and reach your goals.
You will have to consider certain criteria for your plan like,
1. When to buy the stock, i.e. the timing
2. Price of the stock
3. Current news about the stock
4. Liquidity of the stocks
5. How long to keep the stock i.e. to hold them
6. When to sell the stock
7. What to do when the prices of the stock does not move. Etc

You can think of other aspects as well, but the above is the major point s you have to consider.
Once you have made a plan, mock run of the plan in the stock market which will help you to know if your plan is effective or it needs amendments.

WHAT TYPE OF TRADER ARE YOU?

CHAPTER 9
WHAT TYPE OF TRADER ARE YOU?
Each individual who is the stock market and is intending to make money has to identify himself from the various trader types he falls into and has to utilize that strategy.
The following are the types of traders,
POSITION TRADERS
Most investors fall in this category, as they buy stocks and hold them for months and years expecting to get more profits out of it. Institutional investors, mutual funds and investment banks are interested in such stocks which yield profits in long term. They concentrate more on the financial strength of the company and not in technicalities.

SWING TRADERS.
These are the traders who look for the fast movement in the market. Fast buying and selling , and in this short term of holding shares these types of traders make lots of wins and losses .They have the fast profit making mentality , they have high risk to reward ratio.

DAY TRADERS.
The stock market moves up and down every day and these types of traders make the most and capture the big portion of the move. He does not believe in keeping the stocks for more period of time like position and swing traders. He uses the stock market as source of income and not investment.

HOW DO I BUY AND SELL SHARES?

CHAPTER 8
HOW DO I BUY AND SELL SHARES?

In ancient days buying and selling stocks/shares was the privilege of the rich , who with the help of certain share brokers use to buy and sell shares and among those few , the ones who had the inside information of the companies use to mint most money.
But the today’s internet age, the entire information is available to the common man, making him pretty much the part of this never ending market. As now most of the information is available on the internet, the stock brokers give their services with no frills attached , meaning you tell them which shares you want to buy or sell and they would do exactly the same , no advice given .
There are big stocks brokers like Barclays, Brennan etc who charge for the service their certain amount of commission for each deal, and also few brokers charge you yearly and quarterly fee just to keep your account open and do the dealing on your behalf.
Investors buy shares only for the purpose of income in forms of dividend, and then they should scrutinize properly and buy such shares that yield the most dividends.
Some investors are not interested in income but are more inclined towards capital growth, hence when the share price increases in anticipation that the company will yield more profits in future and which will affect the increase in the dividend payments… hence investors who are interested in capital growth, should invest in share that are expected to yield huge dividends in future.

WHAT ARE STOCK INDEXES ???

CHAPTER 7
WHAT ARE STOCK INDEXES
A stock market index is a method of measuring a section of stock market. Statistical indicators are used in measurement and reporting of changes in the market value of group of stocks. By measuring the performance of a one company based on the performance of other companies in the same type of business, which will help the investors to make best investment.

Major types of stock indices:-
There stock indices may classified in many ways.
GLOBAL market index includes all types of companies irrespective of where they are domiciled or traded. The 2 best examples of such index are MSCI WORLD and S&P GLOBAL 100.
NATION market index indicates the performance of a stock exchange of a nation and reflects the economy of the country. The examples of such index are the INDIAN SUNSEX and the JAPANESE NIKKEI 225
More specialized indices comprise of tracking the performance of the certain sector of the market, the example is MORGAN STANLEY BOITECH INDEX, it comprises of 36 American companies under biotechnology industry
Other indexes may track the companies from its size, or a certain type of management etc.

Weighting
The index can be also classified under the criteria as to how is it priced
PRICE WEIGHTED INDEX also known as equal dollar weighted index, each component stock contributes only to its price when determine the overall value. The size of the company or the volume in which its trading is not taken into considerations, hence evens a slight up or down in a single company highly influences the index

CAPITALIZED WEIGHTED INDEX also known as market value weighted index, whose components are weighted according to the total market value of their outstanding shares. The impact of the component’s price change is proportional to the issues overall market value.

WHY DO COMPANIES LIST ON Stockmarkets?

CHAPTER 6
STOCK EXCHANGES

WHY DO COMPANIES LIST ON THEM?

Stock Exchange is an organization or a corporation which helps in trading of stocks to investors and stock brokers. The main aim of listing the companies on stock exchange could be
Raising Capital for the businesses
Mobilizing Savings for further Investment and
Facilitating Companies Growth

NYSE
The biggest and the most prestigious stock exchange is the NYSE ( NEW YORK STOCK EXCHANGE) .NYSE came in existence way back in 1972 , when 24 New York stockbrokers and merchants got together to sign the Buttonwood Agreement.
NYSE is first exchange of its kind and trades in the open outcry system. Each stock is traded by a specialist (who is the employee of NYSE) on a specific location on the trading floor. This specialist actually works as auctioneer between buyer and the seller in particular stock. This type of trading makes NYSE different from other exchanges which are totally dependent on electronic devices.
Today with changing times half of NYSE is also trading on electronic devices, and is come out of the Stone Age.

NASDAQ
The NASDAQ (NATIONAL ASSOCIATION of SECURITIES DEALERS AUTOMATED QUOTATION) is the second type of exchange and the largest electronic screen based trading market of United States of America. The exchange does not have central locations of specialist, neither do they floor trading. The entire trading is done through computers and telecommunications.

AMEX
The third largest exchange of America is the AMEX (AMERICAN STOCK EXCHANGE), which has been taken over by NASD (parent company of NASDAQ) in 1998.

OTHER EXCHANGES
There are many other stock exchanges around the world. Almost all countries have stock exchanges, with Americas stock exchange being undoubtedly be the largest.

List of other exchanges,
LONDON STOCK EXCHANGE
HONG KON GSTOCK EXCHANCE
MUMBAI STOCK EXCHANGE
JOHENSBURG SECURITIES EXCHANGE
And the list can go on…………

What is a STOCKMARKET?

CHAPTER 5
STOCKMARKETS
A stock market is a public for trading of the company stock at an agreed price. It is considered the fast way to get the money from an individual and give it to the company that needs it.
The concept of stock trading comes from way back in 1600 , when the East India Company was launched, it needed money from the people for their voyages, without any guarantee of return .hence they approached the investors to whom they gave shares in return of the cash.
The idea was that the risk would be shared and divided among the investors, no fixed returns would be paid to them but if company progressed and did well then the investors will be benefited. The idea worked and the investors made profits and by the end of 17th century many more were entering the ball game of trade.
In 1801 the LSE (LONDON STOCK EXCHANGE) was formulated, the systems were formulated and there was no looking back after that. LSE also runs AIM (Alternative investment Market) for the young companies as “starter market “
Today, along with Britain, LSE runs the biggest exchange with 1800 + companies, which is called the “main market “.

WHAT MOVES STOCK PRICES???

CHAPTER 4
WHAT MOVES STOCK PRICES.

Stock prices are directly related to the company’s earnings, but what exactly makes this prices move? There are no hard and fast rules to this. The news report of a specific company would make the investors have more stocks of it or the negative news can make the investors move out of those companies’ holdings by selling them.
The other reason for the market to sway is countries attempt to correct the inflation. If in the country usually higher or lowers the interest rates, generally changes the stock prices.
According to analyst, amateur investors also can be a reason to move the stock market up and down. Amateur investors out of inexperience normally make decisions on press releases or rumors
The day traders are also considered the major contributor for the ups and downs of the stocks, as they generally deal in huge numbers of stock which affect the stock.
The company’s earnings are the most important factor which can change the position of the market, we have to always remember that above all the companies have to make good earnings, so as to show profits and sustain themselves in the market. If the company’s are able to show that they have met or exceeded their profit margin , the stocks of the company will automatically go up, but if vice a versa .. If company falls short in meeting the profit margin the immediate reaction of the investors would be to sell the stock holdings of that company.

So to conclude, there is no exact reason for the stock prices to move up or down…
Success in investing comes not with how and a dash of luck, but with analytical and cool mind.


MARKET TREND: BEAR OR BULL!!!!
Where these names do came from? Remember bears are sluggish and bulls are forceful. The bull flairs its thorns up when tries to attack its prey and the bear swipes downs, this is metaphorically depicted in the stock market. When the market has trend is upwards it’s said to be a Bull market and Bear market when the trend hits the downward graph.
BULL MARKET
A bull market trend is associated with increasing confidence of the investors, and anticipation of the future rise in the prices which would motivate the investors to buy the stocks. India’s Mumbai Stock Exchange Index, SENSEX, was in the Bull Run for almost five years fro2003 to 2008.

BEAR MARKET
A Bear market is a steady drop in the stock market over a period of time. It is accompanied by pessimistic approach taken by the investors anticipating future down fall in the prices and hence starts selling the shares. No specific definition is available for the Bear market. But one generally accepted measure is a price decline of 15 % over a two month period of time.

What are the TYPES OF STOCKS

CHAPTER 3
TYPES OF STOCKS
There are generally 2 types of Stocks.
COMMON STOCK: A common stock also known as Voting share or an Ordinary share gives the right to the shareholder to vote on the corporate matters .policy and to elect the Board Members. Mostly the companies issue Common stocks. The dividend paid on these stocks is not fixed and would vary. The return on the Common stocks is much higher than in any other investment, but this return are with cost as common stock involves maximum risks. If the company goes bankrupt or chooses to close down Common stock holders are only paid after the preferred shareholders, bondholders and the creditors are paid. The biggest benefit of a common stock is its can be converted in cash, that is can be liquidities very fast.

PREFERED STOCK : A Preferred stock is also known as known as Preference share or Preferred share, is a higher ranking stock then the Common stock, and its terms are negotiated between the company and the investor. Preferred stock generally does not carry a voting rights but it does carry priority over the Common stock in payment of dividend and upon liquidation. A Preferred stock holder has option to convert his stock to common stock after predetermined dates, which are called CONVERTIBLE PREFERRED SHARES.

WHAT ARE STOCKS AND SHARES?

INTRODUCTION
Are you bored with the 9 to 5 job? Want something in your life to change instantly? Want your dreams come true. The dream that you are relaxing in your big house and in flow of money in the form of dividend cheques .Imagine, yourself an owner of a business and watch your company grow.
All these and much more are possible by owning STOCKS. In today’s fast moving world , stocks which was always the ball game of the rich and wealthy people , with the trading technologies expanding itself , the market has opened its doors to each and all who wish to own stock.
If you wish to multiply your money and want build wealth then owning stock is the thing for you .But before you take the plunge in this deep sea of stock market ,its vital and important for you understand about the stocks and how they trade. Most people have heard about stocks from friends or often have overheard a conversation, like “oh Mr. Shah, did wonders on the stock market and now is starting a new firm “or “Mr. Patel lost ...XYZ amount in the stock market. Though being a very popular topic of discussion in most of the places, there is a lot of misconception about it. Everything in life is not free so even this money building financial tool also has risk factors in it. The only way is to educate our self and protect our self by investing your money at the right place.

CHAPTER 2
WHAT ARE STOCKS AND SHARES?
To run a company or a business, you need funds. This capital can either be generated from within or one has to be borrowed from outside. Borrowing the money can always be a very expensive option , what companies do is give a unit of ownership interest in a corporation or a financial asset, which is called a SHARE and the person possessing the share is called SHARE HOLDER.
It does not mean that if a person is SHAREHOLDER he/she gets to make decisions in the day to day operations of the business. They get the equal share in the profits of the business in the form of dividends.
STOCK signifies the ownership on the company’s assets and earnings. So in totality SHARES and STOCKS in today’s financial market mean the same thing.
Normally a layman would buy certain shares and keep it just to earn dividends, where as few investors who want to deal in the stock trading would buy and sell them. The prices of the shares keep on rising and falling, so you should d be prepared to lose your investment anytime.
There are investors in the stock market who have lost their fortune in it and few have billions.
So what is most important before entering into the big well of stock market is to educate yourself properly and learn in which shares to invest which can give you big returns.

Jackson's House Neverland

Posting some pictures of MJ's house " Neverland'

How to get Sponsors for Events or Single Columns

The websites have particular events or columns like an interview series, a weekly forecast, a monthly survey or any special project. They can find the sponsors for them individually. There are companies looking for such sites. Such opportunities get the advertisers to focus their products or service to specific group of audience and for the site owners; of course more money.
Mashable has several options for advertising on the site and there are possibilities to sponsor some particular articles or columns like ‘ Daily Poll’ and the “Web 2.0 Invites’.
Problogger is another site runs such projects occasionally.